Securing financing is just one part of a real estate transaction. SCOTT REAL ESTATE is seasoned at assisting new and experienced in all areas of real estate. Contact us if your needs include a professional REALTOR® ready for the business side of real estate.


Let SCOTT REAL ESTATE help you apply for your home loan in Omaha.

Stressed out about getting financing for a home purchase? You don't have to be. Being familiar with some mortgage lenders in the Omaha area has helped me learn some things that will make the loan application process a breeze.

1 – Make a list of questions regarding your loan program

Make sure to bring a list of questions if you don't fully comprehend the pros and cons of all the various programs. It can be a challenge understanding the differences between both fixed and adjustable rate mortgages. I or one of my lenders can help you understand the advantages and disadvantages of both.

2 – Decide when to lock

Locking in designates that your mortgage lender guarantees the interest rates for the loan – typically at the time the loan application is submitted. By floating the rate, you can lock the rate at any time between application and issuance of closing documents. Buyers who decide to float conclude that the interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Decide if you want to pay additional points to decrease your rate

When you choose to pay additional points to lower the interest rate of your mortgage loan, you'll pay for them in cash at the time of closing. Each point is 1 percent of the loan. To determine if you should buy points, click here to use our points calculator.

4 – Compile your paperwork

Acquiring a mortgage loan requires a lot of paperwork, so you should take some time to get all your documentation together. Click here to preview normal questions you'll have to answer on a loan app.

SCOTT REAL ESTATE 14441 Dupont Ct. Suite 101 Omaha, NE 68144
Phone: Cell: Fax:

Results for You! | Why Choose Me! | Contact Us | Free Home Valuation | Build your New Home | Property Search MLS | Buying your Home | Home | Listing Commissions | Blog

Copyright © 2012 SCOTT REAL ESTATE
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.



 
State:
County:
City:
Zip: