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Don't forget to factor in closing costs when considering a home sale or purchase. SCOTT REAL ESTATE is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 402.953.0092 if your needs include a professional REALTOR® ready for the business side of buying and selling.
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Closing costs you should expect
There are certain typical expenses related to closing the sale of a house. These expenses are usually split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Nebraska to help guide you through your process.
Costs pertaining to your loan to be paid at closing
(Learn more)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, these taxes are usually collected (Learn more)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (Learn more)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we get through the details of your deal, not only will I work to get the optimal sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you are aware of exactly what you're paying for.
Buyers: When buying a house in Douglas County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not surprised when you arrive at closing time. I'll be glad to review the GFE with you, answering your questions and highlighting any estimates that are uncertain.
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SCOTT REAL ESTATE 14441 Dupont Ct. Suite 101 Omaha, NE 68144
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